checker ATM Security® helps the payment card industry to meet security standards
One of the current aims of ATM fraud is theft of clients’ bank-card data. ATM technology has evolved over time, improving the user’s experience and the range of services and functions offered. The downside of this progress is increasing security problems associated with more open and better known environments.
The Payment Card Industry Data Security Standard (PCI DSS) has been developed by a committee made up by American Express, Discover Financial Services, JCB International, MasterCard and Visa, called the Payment Card Industry Security Standards Council (PCI SSC). Its remit is to increase the data security of payment accounts by promoting education and knowledge of the payment card industry (PCI)’s security rules.
Companies that process, keep or transmit card data must be compliant with this standard otherwise they run the risk of forfeiting eligibility for processing credit- and debit-cards (loss of franchise), having to undergo strict audits or paying hefty fines. Debit- and credit-card service providers are bound to vet compliance with the standard on a periodical basis. This validation is carried out by Qualified Security Assessors (QSAs).
In light of all the above, GMV was keen to endow checker ATM Security® with yet another competitive advantage. GMV’s ATM security product was therefore recently assessed by the PCI QSA NTT Security, which has found that checker ATM Security® amply meets all ATM-related PCI DSS requirements.
checker ATM Security® provides an integral solution that ensures the security of any ATM or self-service terminal regardless of the operating system. Checker is the first ever product specifically designed to harden the security of financial self-service systems, enabling security to be managed in a centralized way (including control of applications being run at that time), control of accessible local and remote resources, control of authorized communications and hard-disk encryption. By means of cast-iron security controls, checker ATM Security® ensures the highest possible level of protection, forestalling any infection by viruses, Trojans, worms or any other malware. It also prevents any dangerous software from accessing any sensitive ATM resources.
GMV’s solution is topped up with a central server for managing and monitoring the ATM network on which the client Checker has been fitted. Communication between the ATMs and server is end-to-end encrypted, enabling the ATM’s security to be remotely managed.
As well as centralizing all detected security threats, the checker server processes them and sends them on to other monitoring and management systems of the bank concerned.
checker ATM Security® is now up and running in several banking companies at home and abroad, protecting nearly 100,000 ATMs in Spain, Mexico, Brazil, Chile, Colombia, the USA, Ukraine, Italy, India, Thailand and Russia, among others.